What types of merchant account are there?

What is a direct merchant account?  Merchant accounts are a necessity for any business hoping to trade online, allowing them to process card payments and offer consumers an efficient ordering process. There are basically 2 types of ‘card not present’ … Continued

Four advantages of international credit card processors

Regardless of how established your business is currently, there are always ways in which to strengthen and grow. That could mean expanding the breadth and depth of your offering in the regions you currently operate in, but more often than … Continued

What is an acquiring bank?

The internet has revolutionised commerce; it’s now possible to find and sell pretty much anything online. Whatever you’re selling, you’ll need certain infrastructure in place that allows you to accept and process card payments. This will involve the use of … Continued

The benefits of having multiple merchant accounts

For merchants with more than one website, multiple merchant accounts are a necessity. While it would be simpler for all parties to use one processor for a number of websites, the nature of online commerce and the way it works ensures that multiple merchant … Continued

Advice on international payment gateways

If you’re the owner of an established brick-and-mortar business with no online presence, you’re already starting well-behind some of your competitors. However once you’ve made the decision to build your online presence, it can be a rewarding and fulfilling platform … Continued

UK Merchant accounts

A merchant account is an essential component for all online businesses wishing to process transactions where the merchant is not present at the point of transaction (eg. credit and debit card payments). Without a merchant account, online businesses will be … Continued

Credit card processing service

The online card processing process is quite complex and can be confusing for merchants. In order to grasp how a customer’s transaction reaches an ecommerce store’s merchant account, it is important to identify the major players in the cycle: the … Continued

How do I get a merchant account?

If you’re a traditional brick-and-mortar business looking to make the transition to online commerce, a merchant account is an essential requirement. Merchant accounts are needed to process online debit and credit card payments. Payment service provider, First Atlantic Commerce (FAC), … Continued

Merchant account fees

At First Atlantic Commerce we tailor our payment and fraud management solutions specifically to the merchant. We charge a per transaction fee for transaction processing, and will quote pricing in tiers according to transaction volume, with a minimum charge of … Continued